Last Updated: September 8, 2026
These Terms of Service (“Terms”) govern your access to and use of the WIPFIN website and, where applicable, the services provided by WIPFIN.
By accessing or using the WIPFIN website, you agree to these Terms. If you access or use the website or Services on behalf of a company or other legal entity, you represent and warrant that you have authority to bind that entity.
For clients receiving Services under a separately executed Master Services Agreement (“MSA”), Statement of Work (“SOW”), Service Agreement, or other written agreement (collectively, the “Client Agreement”), the Client Agreement will govern the applicable engagement. If there is a conflict between these Terms and a Client Agreement, the Client Agreement will prevail with respect to the Services.
WIPFIN provides finance and accounting services, advisory, technology, and automation services, which may include:
The specific scope, deliverables, service levels, responsibilities, fees, timelines, and performance requirements for each client engagement will be established in the applicable Client Agreement.
The WIPFIN website and Services are intended primarily for businesses, organizations, and their authorized representatives.
You agree to:
WIPFIN may restrict or suspend website access where reasonably necessary to protect its systems, users, information, or services.
Clients are responsible for providing WIPFIN with timely, accurate, complete, and authorized information, instructions, system access, approvals, and personnel reasonably required to perform the Services.
Clients remain responsible for:
WIPFIN will not be responsible for delays, inaccuracies, or failures resulting directly from inaccurate, incomplete, unauthorized, or delayed information, instructions, approvals, access, or other dependencies attributable to the client or third parties acting on the client's behalf.
Fees and payment terms for Services will be established in the applicable Client Agreement or SOW.
Unless otherwise agreed in writing:
Each party may receive confidential or proprietary information belonging to the other party.
Confidential Information may include financial records, accounting information, customer and vendor information, business plans, processes, pricing, technology, credentials, trade secrets, proprietary methodologies, and other non-public information.
Each party agrees to:
Confidentiality obligations do not apply to information that is publicly available without breach, was lawfully known before disclosure, is independently developed without use of the Confidential Information, or is lawfully obtained from a third party without confidentiality restrictions.
More specific confidentiality provisions in a Client Agreement will prevail.
The client retains all rights, title, and interest in its business, accounting, financial, customer, vendor, employee, and other information provided to WIPFIN (“Client Data”).
WIPFIN does not acquire ownership of Client Data merely by providing Services.
WIPFIN may access, use, reproduce, transmit, store, and otherwise process Client Data only as reasonably necessary to:
Client Data will be handled in accordance with the applicable Client Agreement, Privacy Policy, and Data Processing Agreement (“DPA”), where applicable.
WIPFIN retains ownership of its pre-existing and independently developed intellectual property, including:
The client retains ownership of its Client Data.
Ownership and permitted use of client-specific deliverables will be determined by the applicable Client Agreement.
Nothing in these Terms transfers WIPFIN's pre-existing intellectual property unless expressly agreed in writing.
WIPFIN recognizes that finance and accounting Services may involve confidential financial information and personal information.
WIPFIN will process information in accordance with applicable data protection laws and the applicable Client Agreement and DPA.
WIPFIN maintains administrative, technical, and organizational safeguards designed to protect information against unauthorized access, use, disclosure, alteration, and destruction.
Depending on the nature of the Services, these safeguards may include access controls, authentication measures, confidentiality obligations, secure information-transfer practices, security monitoring, backup and recovery measures, and information-security policies and procedures.
Where third-party service providers or subprocessors are used to support the Services, WIPFIN will seek to establish appropriate contractual confidentiality, security, and data-protection obligations.
Where required by applicable law or the Client Agreement, WIPFIN will notify the appropriate client of a material security incident affecting Client Data in accordance with the applicable contractual and legal requirements.
WIPFIN does not guarantee that any electronic transmission, information system, or online service can be completely secure.
WIPFIN Services may depend upon or integrate with third-party accounting platforms, ERP systems, banking platforms, payment systems, cloud services, and other technology.
Third-party systems may be subject to separate terms and privacy policies.
WIPFIN is not responsible for the availability, performance, security, or functionality of third-party systems that are outside WIPFIN's reasonable control.
Information published on the WIPFIN website is provided for general informational purposes and does not constitute financial, accounting, tax, legal, investment, or other professional advice.
The website and general website content are provided on an “as is” and “as available” basis to the maximum extent permitted by applicable law.
Specific Services provided to clients are governed by the applicable Client Agreement.
The client remains responsible for its ultimate business, tax, legal, financial, and regulatory decisions except where responsibility is expressly assigned to WIPFIN under the applicable Client Agreement.
To the maximum extent permitted by applicable law, liability relating to an active client engagement will be governed by the limitation-of-liability provisions contained in the applicable Client Agreement.
Where no separate limitation applies, WIPFIN's aggregate liability arising out of or relating to these Terms will not exceed the fees actually paid to WIPFIN for the relevant Services during the twelve (12) months immediately preceding the event giving rise to the claim.
Neither party will be liable for indirect, incidental, special, exemplary, punitive, or consequential damages, including loss of profits, revenue, business opportunities, or anticipated savings, except to the extent such exclusion is prohibited by applicable law.
Any exceptions or carve-outs to these limitations, including those relating to confidentiality, data protection, intellectual property, fraud, gross negligence, or willful misconduct, will be governed by the applicable Client Agreement.
Each party will be responsible for its own acts and omissions.
Where provided in the applicable Client Agreement and permitted by applicable law, each party may be required to indemnify the other against qualifying third-party claims arising from its material breach, gross negligence, willful misconduct, or violation of applicable law.
The scope and limitations of any indemnification obligations will be governed by the applicable Client Agreement.
WIPFIN may suspend or restrict access to its website where reasonably necessary to protect its systems, users, or information, or where these Terms or applicable law have been materially violated.
Termination of an active client engagement will be governed by the applicable Client Agreement.
Following termination, Client Data will be returned, deleted, retained, or otherwise handled in accordance with the Client Agreement, DPA, and applicable legal or regulatory requirements.
Neither party will be liable for delay or failure to perform its obligations to the extent caused by circumstances beyond its reasonable control, including natural disasters, war, civil unrest, governmental actions, significant infrastructure or telecommunications failures, epidemics, labor disruptions, or other comparable events.
This provision does not excuse payment obligations for Services already performed.
WIPFIN will maintain business continuity and recovery measures appropriate to the nature of its Services, subject to the commitments established in the applicable Client Agreement.
Each party will comply with laws applicable to its obligations under the relevant Client Agreement.
Depending on the nature and location of the Services, applicable requirements may include privacy and data protection, accounting, tax, employment, anti-bribery, sanctions, and information-security requirements.
The specific allocation of regulatory responsibilities between WIPFIN and the client will be established in the applicable Client Agreement.
These Terms are governed by the laws of [Jurisdiction], without regard to conflict-of-law principles.
Disputes relating to an active client engagement will be resolved according to the dispute-resolution provisions contained in the applicable Client Agreement.
For website-only matters where no Client Agreement applies, disputes will be subject to the courts located in [Jurisdiction], unless otherwise required by applicable law.
WIPFIN may update these Terms from time to time.
When material changes are made, WIPFIN will update the “Last Updated” date and, where appropriate, provide additional notice.
Changes to these website Terms will not automatically amend an existing Client Agreement.
If any provision of these Terms is determined to be invalid, unlawful, or unenforceable, the remaining provisions will continue in full force and effect to the extent permitted by applicable law.
A failure or delay by either party to exercise any right under these Terms will not constitute a waiver of that right.
For website users who do not have a Client Agreement with WIPFIN, these Terms govern their use of the WIPFIN website.
For clients with an executed Client Agreement, the Client Agreement governs the Services and takes precedence over these Terms where the documents conflict.
Questions regarding these Terms may be directed to:
WIPFIN
Contact Email: info@wipfin@gmail.com
Registered Business Address: Sakthi Tower Ln, Anna Salai, Thousand Lights, Chennai, Tamil Nadu 600002
Country: India
These Terms are intended as a general website and commercial terms framework. Before publication or incorporation into client contracts, WIPFIN should obtain qualified legal review to confirm the governing jurisdiction, liability provisions, indemnification obligations, data-protection requirements, regulatory requirements, and consistency with WIPFIN's actual MSA, SOW, DPA, security practices, and any applicable certifications or assurance reports.
